We develop custom
insurance solutions,
tailored for you.

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How we work Our claims process is painless and efficient. We handle the process
from beginning to end, providing you with the best possible service
throughout. The buck stops with us. Because of our experience in truck insurance and proven track record,
our insurance partners give us binding authority to tailor policies,
conditions and premiums to perfectly meet your needs. This means
a more personal experience for you. Through our knowledge of the cell-captive market, we make money
for our clients. As a client you are able to own shares in your insurance
company, meaning you take a share of the profits too.

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Our History We have been in operation since 1996, making 2020 our 24th year in business.
Locke Purdon, our current executive director was one of the co-founders.

Between the Trucksurance team, we have over 120 years of collective experience
in the insurance industry with of 90 years in trucking insurance alone.

Trucksurance was the first company in South Africa to take on-road risk
management seriously, leading to the beginning of DriveSmart - a first in
the industry.

DriveSmart now operates as an independent business, serving not only our clients,
but large corporates as well who are looking to substantially reduce on-road losses in
their privately insured fleets.

We're an owner-managed business. 01 Why that matters Ours is not a solution for all truck owners. 02 How this works Our partnership is a business opportunity. 03 Tell me more A unique driver management program. 04 How it works Fair and prompt claim settlements - always. 05 Show statistics Above all, a quality insurance solution. 06 Why's it so good? Read more 01 We're an owner-managed business. What does this mean for you? 01 We're specialists in the industry, operating specifically in road
transport insurance since 1995. 02 Your experience with us is always a personal one. We're hands
on with our clients; offering advice, support and tailored
solutions for your specific requirements as a truck-owner. Because every client is valued, we're there for you 24/7. No
matter the time of day, there is always someone on the other
end of the line. 03 04 We believe in absolute transparency and always want our clients
to know they are getting the cover they need. To ensure this, all
our staff are pro-active and clear when communicating with you.    Home Next 02 We select our clients. Why does that make a difference? 01 We get to do business with people who are like-minded.
This leads to successful relationship and is the first step towards
great business. 02 We provide the most suitable cover specifically for their needs.
Its the most effective way to give our clients the best cover they
can afford. We only want to partner with responsible truck owners who
take on-road risk seriously. This means safer roads for everyone
and allows our cell-captive business model to thrive. 03    Home Next 03 We offer a unique business opportunity. What is it? 01 When Trucksurance manages your fleet, we offer significant
additional benefits. Through your policy with us, you become entitled
to shares in Tandem Equity. This means if the company is making
a profit, your share value is growing. 02 By effectively managing your fleet and maintaining low risk-ratios
you are then entitled to dividend payouts. Members of Tandem Equity
get different payouts according to their risk-ratios and share ownership. One of our members who pays a monthly premium of R31 500 grew his
membership value to R86 500, and additionally received a dividend of R43 700.
This translates to him receiving 4 times his monthly premium in value! 03 04 Another member, who has been with us for only 2 years, paid a premium of
just under R250 000 per month, grew the value of their membership by R309 000
to R703 900 over two years. Additionally, they received R45 000 in dividends.    Home Next 04 Our driver-management system. How does it work? 01 Through the DriveSmart programme, we have a dedicated staff
which manages drivers to ensure they are doing everything in their
power to drive safely. This includes: Through effective driver management, we have been able to achieve: 02    Home Next -Regular communication with the driver about performance - good or bad. -Ensuring drivers are motivated and incentivised to drive responsibly. -Driver training to ensure they are aware of the best driving practises. - Lower insurance excesses. - Reduced downtime. - A reduction in required man-hours. - Up to 7% reduction in fuel consumption. - Up to 7% reduction in maintenance bills. More about DriveSmart 05 Quick and fair claims settlements. How is the process different? 01 We administer all the claims and underwriting ourselves meaning
we know your policy best and can come to a resolution for you
more swiftly. 02 Because of our relatively small, dedicated team of staff, we're able to
maintain a genuine, personal relationship with our clients. This leads to
your claims being processed more efficiently and with more clarity. During the claims process, we maintain regular contact with our clients
to ensure everything they expect of us is being fulfilled. 03 04 It is not in our interests to avoid settling fair and legitimate claims. We
always look for reasons to fulfill our side of the deal, not the other way
around.    Home Next 06 It's a quality insurance solution. What's different about it? 01 We base our insurance business on 3 pillars: scope of cover,
security and service, ensuring our clients' satisfaction. 02 We have experience in setting up a range of policies, from simple
to the most complex. We can build a policy for you. Because we aim to keep our policies completely transparent we
always ensure the language is simple and easy to understand, there
are few exclusions (and you are made aware of them) and there are
no hidden excesses that may come back to surprise you. 03    Home

Interested? Let us know how best to get hold of you. Let's talk